General Liability
Shielding your business from unexpected events with comprehensive insurance coverage against liability claims.
What is General Liability insurance ?
Protect your business from legal claims and financial risks with general liability insurance - the essential coverage that provides comprehensive protection against a range of potential liabilities, so you can operate your business with confidence and peace of mind.
What does it cover ?
Overview of General Liability Insurance
General liability insurance provides coverage to businesses for claims of bodily injury, property damage, and advertising injury caused by their operations, products, or employees.Covered Claims
General liability insurance covers a wide range of claims, including bodily injury and property damage caused by the business or its employees, as well as claims of false advertising, libel, and slander. It may also cover medical expenses and legal fees associated with covered claims.Purpose of General Liability Insurance
The purpose of general liability insurance is to protect businesses from financial losses resulting from claims of injury or damage caused by their operations, products, or employees. This type of insurance is essential for businesses that interact with the public or have physical locations where accidents can occur.Limits of General Liability Insurance
General liability insurance policies have limits to the amount of coverage provided per occurrence and per policy period. The policy limits are designed to protect businesses from financial losses up to a certain amount, but claims that exceed these limits must be paid out of pocket by the business.Types of Businesses That Need General Liability Insurance
General liability insurance is essential for any business that interacts with the public, including retail stores, restaurants, contractors, and service providers. It is also important for businesses that have physical locations or use equipment that could cause injury or damage.Cost of General Liability Insurance
The cost of general liability insurance varies depending on factors such as the size of the business, the industry it operates in, and the level of risk involved. Premiums are typically paid annually and can range from a few hundred dollars to several thousand dollars, depending on the coverage limits and deductible chosen by the business.Why Do You Need It ?
We need general liability insurance to protect our business from financial losses due to third-party claims of bodily injury, property damage, or advertising injury.
What sets MIEGI apart:
- Hands on knowledge with over 20 years of experience.
- Licensed with multiple carriers to ensure the best coverage at the best prices.
- Dedicated team committed to providing excellent and ongoing customer service.
- Personalized and customized affordable solutions.
- Outstanding customer satisfaction with 5 stars on google reviews .
- Simplified process incorporates cutting-edge technologies.
- Offices in multiple locations.