What is Flood insurance ?
Flood insurance provides financial protection to homeowners and renters for damages and losses caused by floods, which are typically not covered by standard homeowners or renters insurance policies.
What does it cover ?
Coverage of Flood Home InsuranceFlood home insurance typically provides coverage for damage to the structure of the home, personal belongings, and certain systems within the home that are affected by floodwaters.
Structural CoverageFlood home insurance covers damage to the structure of the home resulting from floodwaters.
Personal Belongings CoverageFlood home insurance covers damage to personal belongings within the home resulting from floodwaters.
Coverage for Systems within the HomeFlood home insurance may cover damage to certain systems within the home, such as electrical or plumbing, that are affected by the flood.
ExclusionsFlood home insurance may have exclusions, such as damage caused by sewer backups or gradual water damage, which may require separate coverage. It is important to review the policy to understand what is and isn't covered.
Importance of Flood Home InsuranceFlood home insurance is important for protecting both the structure of the home and personal belongings against damage caused by floodwaters. It also offers coverage for certain systems within the home that may be affected by the flood.
Why Do You Need It ?
Flood home insurance provides protection for a property in the event of flood-related damages, which are typically not covered by standard homeowners insurance policies
What sets MIEGI apart:
- Hands on knowledge with over 20 years of experience.
- Licensed with multiple carriers to ensure the best coverage at the best prices.
- Dedicated team committed to providing excellent and ongoing customer service.
- Personalized and customized affordable solutions.
- Outstanding customer satisfaction with 5 stars on google reviews .
- Simplified process incorporates cutting-edge technologies.
- Offices in multiple locations.