Dental and Vision Insurance

The health of our eyes and mouths is no less important than that of the rest of our bodies. But vision and dental insurance are often excluded from traditional health insurance.

While a health insurance plan can aid in the cost of a broken arm or a skin infection, a chipped tooth or fading eyesight is left up to dental and vision insurance.

Vision and dental insurance can come from different sources:

1. There are health insurance plans that include vision and/or dental benefits. These can be offered by an employer or purchased on your own.
2. There are separate, standalone plans for vision or dental benefits that can be used on top of a health insurance plan as a form of supplemental insurance. There are even dental and vision insurance "packages" that offer benefits for both.
3. Medicaid provides vision and dental benefits for children in all states. In some states, Medicaid also provides coverage for adults.
4. Many Medicare Advantage plans include vision and dental benefits for seniors.